Banks and savings banks in November raised the fees charged to users for overdrafts in the accounts as per the study and early repayment of mortgages, according to the Bank of Spain.
financial institutions have chosen to raise the fees to the approaching end of the year, after the figures for the first nine months of the year showed a decline in net profit over the same period last year.
The bank thus faces a difficult 2011 that was presented with a difficult macroeconomic environment and the reduction of banking business.
overdrafts in the accounts on average cost 3.94 euros in November, compared with 3.50 in December 2009. Study of mortgage loans stood at 0.72% of the total loan amount, compared to 0.62% in December 2009. In the early termination, the commission has increased from 3.81% to 4.02%.
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